Most people get started with a debit card through their parents. It's an easy way to deposit allowance for cards and allow them to keep track of their money. They can be used for online shopping as well. Most prepaid debit cards don't have overdraft fees as well, but you won't be able to select overdraft protection if you get close to negative in your account. You have to keep a close eye on debit cards to ensure that you don't go negative and that you're not charged fees. Prepaid debit cards must list their fees, and you can check these before signing up for a card.
Most debit cards also have banking tools. You can budget your money, see transaction history and even access mobile banking. It's becoming easier to make mobile deposits as well. As prepaid cards move closer and closer to offering banking solutions, the question is whether they are truly a good alternative.
The major drawback is that debit cards don't really add anything to your credit history. You are adding your own money, which means that you don't have any credit to build. If you need to write checks, you won't be able to do so with a debit card either, and there could be some high fees attached to ATM withdrawals and balance inquiries if you go out-of-network.

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